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 Empire Home Mortgage Inc. has access to various down payment assistance programs throughout New York City, Nassau and Suffolk Counties, and Florida State. We also arrange loans for Rehab loans, First Time Homebuyer programs and Foreclosed property financings. Look at our website, www.empirehomemortgageinc.com , you can view latest rates, get answers to your financing questions and even fill out a no cost application. We can check your credit report  and make suggestions on how you may qualify for the lowest rates available. For the week of 1/02/09 30 year fixed rate mortgages are approximately 5.125%.

 Need a cash out refinance program to pay off some bills or to do some remodeling, we can help.

 We answer our phones seven days a week until 9 PM. Have a question give us a call for an answer. We provide mom and pop service in an industry that maintains "banker" hours!