With the federal reserve lowering rates by .75, mortgage rates have popped down again. A 30 year fixed rate mortgage can now be had for 5.875! Take a look at our website, www.empirehomemortgageinc.com . You can get answers to most of your financing questions and even fill out a no cost application. We consider you a customer for life! We answer our phones seven days a week until 9 pm.