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We are Empire Home Mortgage Inc. We answer our phones seven days a week until 9PM! Put us to the test! Our number is (321) 984-3366. We are a licensed Mortgage Broker by The NY and Fl Banking Departments and we arrange our loans through third party providers. Visit our website, www.empirehomemortgageinc.com , to get rates or answers to your mortgage questions. Let us assist you in purchasing or refinancing your property. We have SIVA, stated income verified assets, programs for business owners with credit scores of 660 or higher!

 We provide "Mom and Pop" service in a world where people have "Banker's hours". 

Rates are continuing their decline. Today's rates are currently at 4.625% for a 30 Year fixed rate mortgage!

 It seems that with the expiration of the First Time Home Buyers Tax Credit housing values in the New York area remain steady, possibly rising slightly. With near record lows for mortgage rates and values holding their low levels now might be an excellant time to jump into the market and become a homeowner.

 Before you do take the dive, call us and let us do a complimentary credit check. With over 15 years experience in mortgages we can suggest ways that you can possibly improve your credit scores. You need to know what your middle credit score is and how much home you can afford to purchase.

 Some mortgage programs that we have are Stated Income programs for borrowers with good credit, full documentation loans upto 96.5% financing and of course we have conventional financing with 5, 10, 20% down.

 We answer our phones seven days a week up to 9 PM. Put us to the test! Our number is (321) 984-3366. We provide a "mom and pop" work ethic in a business where people have "banker's hours".

 We are a licensed Mortgage Broker with the NYS Dept of Banking and we arrange loans through third party providers. We are also licensed by the Fl Banking Dept and also arrange loans through third party providers.