My New Blog

We are seeing a stabilization in property prices in all areas we do business. Florida housing prices are even seeing a slight uptick in prices with some multiple offers coming in on some properties. In New York we are having a surge in first time home buyers who believe that prices are at their bottom and now is a great time to become homeowners. Interest rates are low to mid 5s for a 30 year fixed rate mortgage.

 Empire Home Mortgage has access to Long Island Housing Partnership's First Time Home Buyer Down Payment Assistant Programs. Some of our lender's have brought back Stated Income Programs for Self Employed Borrowers.

 Visit our website, www.empirehomemortgageinc.com . You can get answers to your financing questions, view rates and fill out a no cost application.

 If you are thinking of becoming a homeowner, the best thing you can do is give us a call. We will take a look at your credit and suggest ways for you to get the lowest rates that you qualify for.

 Once done we can give you a pre approval letter to give to any Realtor that you are working with. You do not need to use their mortgage broker or banker. You can use anyone that you decide. We answer our phones 7 days a week until 9PM. We are a Mortgage Broker and our loans are placed with excellent third party providers.