My New Blog

Are you tired of the cold yet? Ready for Spring? Absolutely!!

With warmer temperatures arriving, we here at Empire Home Mortgage Inc. are seeing a thawing out of the home buyers market. Foreclosures and short sales in our areas of New York and Florida are getting multiple offers. The sellers who are seriously looking to sell their houses, if priced correctly, are selling quickly. We hear this from our referral partners.

 One of our lenders has even brought back a SIVA ( Stated Income Verified Assets) program. You need to have excellent credit, be able to put down 25% of the purchase price and your asssts must be verifiable. This is a perfect program for self employed borrowers who write off alot of expenses. This is a huge deal. This shows that perhaps the credit markets are starting to thaw out.

 If you are looking to buy, you need to lnow what your credit scores are and what you are qualified to spend. We can perform a credit check and advise you how to improve your score. Call us seven days a week. We answer our phones upto 9 PM. Visit our website, www.empirehomemortgageinc.com . We are a licensed Mortgage Broker by The New York State Dept of Banking and Florida Banking Department. Loans are arranged through third party providers.