My New Blog

 We are starting to see a stirring of buyers coming to the 2009 Spring market. We sense this from pre approval requests coming from our Realtor referrals. With 30 Year fixed rates below 5% our refinancing requests are up. We agree with Jim Cramer from CNBC's Mad Money that housing prices are at or near their bottom. If you are looking to buy, the most important thing is to know what your middle credit score is. At Empire Home Mortgage Inc. we can check your credit and suggest ways form you to improve your credit. We can determine how much house you can afford and can advise you the intricacies of different Mortgage Programs. We are a Mortgage Broker and are licensed by The NYS Banking Dept. and our loans are arranged through third party providers. We are also a Licensed Mortgage Brokerage Business By The Florida Banking Department.

 We have access to first time down payment assistance programs in Nassau and Suffolk Counties. We also have listing for Foreclosed properties on our website, www.empirehomemortgageinc.com . Please feel free to visit our website for answers to all of your Real Estate Financing questions, view rates and fill out a no cost application.